Debt Free Parenting Tips

Spend More Time With Your Children

Debt records have reached an alarming rate. It is time for all of us to re- evaluate our debt and plan ways to get rid of it. Millions of people have transformed their debt obligations into a learning experience, and have been successful at becoming debt free. It is important to be debt free since severe debts might lead to lawsuits, loss of property, spoil your credit reports, and stressful family living.

One reason our youth are in dire trouble is that we don’t spend enough time with them. Too many parents spend too much time working and trying to make ends meet that they literally don’t have time for their children. Children are raising themselves or each other and they are highly influenced by television and other media.

There are many good answers to this question. The answers offered to you today are tri-fold.

1. Change your mindset. Think about your financial situation in a different way. Become free of the poverty mind that keeps many of us in debt in the first place. One answer for doing this lies in the confines of this email.

2. Plan to spend you money, and plan it well. Include everything in your plan including recreation and relaxation. Then work your plan, carefully.

3. Create your own or join some sort of saving plan. There are many to choose from based on your personality and lifestyle.

Attorney’s ADVICE - NO CHARGE
Read this and make a copy for your files in case
you need to refer to it someday. Maybe we should all
take some of his advice! A corporate attorney sent the following out to the employees in his company.

“1. Do not sign the back of your credit cards.
Instead, put “PHOTO ID REQUIRED.”

2. When writing a check to pay on your credit card
account, DO NOT put the complete account number on the
“For” line. Instead, just put the last four numbers.
The Credit Card Company knows the rest of the number,
and anyone who might be handling your check as it
passes through all the check processing channels won’t
have access to it.

3. Put your work phone # on your checks instead of
your home phone. If you have a PO Box, use that
instead of your home address. If you do not have a PO
Box, use your work address. Never have your SS#
printed on your checks. (DUH!) You can add it if it is
necessary. But if you have it printed, anyone can get
it.”